Do you know your frum.finance number?? No skipping!! Our flowchart is now viewable live as we make updates via the attached link. You are also able to provide feedback for the frum.finance team directly on the flowchart within LucidCharts! As I update it, you will see it via this link! I’ve also added the flowchart to the bookmark bar for this channel (screenshot below) https://lucid.app/lucidchart/1c7f9aba-206e-46d0-9245-bfced1542837/edit?viewport_l[…]2443%2C0_0&invitationId=inv_b9d19ad3-56c8-4586-92d7-5da6c60293bb

@mysterious-tomato-10057 I put my comment there, but I think it hinges on a broader question of how the flowchart works. In another (more basic) flowchart I've seen, it answers the question of "What should I do with this money?", and illustrates the flow of money, in a time & priority order. In the frum.finance charts, some of the points on the chart seem to be tasks to set up a proper financial infrastructure, which can be done at any point in the flow.

The intention was to include certain tasks that setup proper financial infra at a time where it most likely makes sense. for example: • I think it makes sense to have a net worth tracker before you start investing. • If you aren’t investing anything yet, you shouldn’t have enough money left over to be donating enough to need a DAF because you aren’t donating 20k+. Or at least shouldn’t be. • If you aren’t investing in a taxable brokerage account yet, I don’t see how it could make sense to replace your savings account with a securities backed line of credit. The point is my intention is that the order also includes these things that appear to be unrelated to “what should I do with this dollar”. So if you think something can be done earlier, tell me so I can change the order around! But my thoughts are that the order should matter even for the things that are about proper financial infra.