Just walked in. No prior appointment. It was ready immediately. One point to note is that the debit card expiry might be a pain, but you can change the delivery address later. At some point it(delivery addresses) got locked for me and I wasn't able to get a new card shipped to a different address unless I walked into branch and update address at the branch . Ask for digital account if that's feasible. You could also create a US account PayPal and link to the bank account