hi all, I am talking to some firms regarding "group insurance" for Startup employees. They've separate plans for startups starting at 2 employees too. +ves: • Add dependents to cover • Pre-existing conditions will be covered in 91 days • Can onboard full-time part-time folks as well. • No ICU cap, co-payment. • They also help with claim processing. • Provide centralized dashboard -ves • Cherry picking dependents not allowed. • Need to pay upfront for 12m. Pro-rata reimbursed if canceled in between. Many personal health policies on market have 2-3 year period for pre-existing. If any other small teams want to join forces, let me know. Stay safe!

Which providers are they using? What about room rent cap?

Care health is the insurer. Will check if they have provision for other insurers