Version 1.3 of the frum.finance flowchart is here!! Thank you everyone for all the feedback and keep it coming! We have updated the chart to include 2023 tax laws, SECURE 2.0 related changes, and current market conditions. Here is a link (https://frum.finance/chart/) to the website for the live version and attached is an image for WhatsApp sharing. Please keep the feedback coming as we work together to enrich everyones’ lives. Small changes can be life changing for many (as we’ve shown with this flowchart already!), and the aggregation of these marginal gains can exponentially elevate the entirety of the frum community. I have updated the website a lot also including adding more resources @ https://frum.finance - Please provide feedback on that as well if you have time!

Just want to re-point out (and not sure if you want to put this on the chart) that 529 is not mentioned until step 11, but if you are paying tuition (step 6) you might as well pay it through the 529. It only has to be in the account until it clears, and then tuition becomes tax deductible up to 5k per child, for tuition that you are paying anyways.

Oh yes I forgot that one! Can you dm me any resources and specifics you want me to use to update it?