put extra $ towards the mortgage principal or inve...
# housingh
high-scientist-15078
03/10/2026, 2:42 AMput extra $ towards the mortgage principal or invest that $ instead?
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mysterious-tomato-10057
03/10/2026, 2:42 AMDepends on the interest rate.
mysterious-tomato-10057
03/10/2026, 2:43 AMOver 8, pay down. Under 6, invest. In between? Gray area. Depends on your volatility tolerance
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melodic-restaurant-25257
03/10/2026, 6:13 PMI have a 3% mortgage and I’m still tempted to pay it down faster instead of investing but I don't because I know it doesn't make sense.
Seeing all the interest in aggregate makes it seem like so much.
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