For a working child... I tried looking through the threads couldn't find a clear answer... M1 for investing? Fidelity for Daf? Any recommended HYSA? Any recommendations for banking in Lakewood? Also do most people have a linked account with their parents or should it be solo? Thanks.

I'd recommend m1 for the IRA and HYSA (assuming they have or will have soon 10k in their in the next 12-24 months), Fidelity for the brokerage and DAF. Banking should be online with something like Ally. You can use ATMs to get cash using ally and deposit cash at walmart using Ally. Avoid the big banks. Don't have linked accounts if they are responsible. You can send/receive money via so many ways nowadays.

Thank you!! Any specific way to split up their income to allocate to the above?

Yes, but I would need to meet with them to help with that.

👍

Lots of Hatzlocho!

Is there a guide on how to properly setup the accounts for m1 and fidelity?

Both of their websites have guides to help out but if you message me with specific questions I can help