A family member was at fault in a minor accident over the summer. The car’s bit banged up but still drivable. The other driver didn’t report anything to insurance, but family member did go to the hospital for monitoring (everything okay, bh) and got a $500 bill. There was a police report filed at the time. At this point, would you report it to insurance so they cover the hospital bill and fix damage, or just pay it out of pocket and move on?

at fault? use your medical insurance but stay away from the car insurance.

Legally have to use car insurance for a vehicle incident. Though some labs etc were submitted to medical and they paid already but that wasn’t me submitting it.

That isn’t what my personal injury lawyer told me at least. My wife was just in an accident and I can say at least in maryland that isn’t true.

In New Jersey, even when a pedestrian is hit by a car, his car insurance is billed rather than his health insurance.

Interesting. In maryland you get double dipping, so my health insurance pays and my car insurance pays and i get to keep one of them

Check your car insurance if it has deductible for medical care. If car insurance deductible is above $500 you can file with your medical insurance.

you mean car insruance?

so I was told by my car insurance company.