Does it ever make sense to get an adjustable-rate ...
# housingp
powerful-father-90526
11/13/2025, 1:28 AMDoes it ever make sense to get an adjustable-rate mortgage instead of a fixed rate one?
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mysterious-tomato-10057
11/13/2025, 1:46 AMYeah I did it once for a property. Couldn't get a reasonable rate on it fixed, so I got one with a 10 year fixed then it balloons up in hopes that sometime in the next 10 years I can refinance.
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steep-dog-55906
11/13/2025, 4:15 AMYes, if you think you'll be selling before the rate unfreezes and the rate is lower than a fixed rate during that time
steep-dog-55906
11/13/2025, 4:16 AM(Note, this is what I did for my house... And then we didn't sell. But we made the best decision using the information available to us at the time, and I don't regret it.)
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