How do you decide if you are in a real estate market where it makes more sense financially to buy or rent (ignoring the emotional and possibly practical necessities)? Take the realistic house your family would need to buy or rent. Find out how much the house would be to buy versus rent. Assuming you are investing the difference! PR ratio = price of the home ÷ (monthly rent * 12) PR ratio < 15 ➡️ buy PR ratio > 25 ➡️ rent PR ratio between 15 and 20, lean towards buying but maybe rent, gray zone PR ratio between 20 and 25, lean towards renting, but maybe buy, gray zone What is the PR ratio where you live? https://pca.st/episode/242f048a-160a-4dc9-bbd6-6c9558b27613 Thread in Slack Conversation