Hi, usually when I have a surplus in my categories from a month, it will carry over to the new month, and, default to assigning the full amount for that category’s target. For some reason this month is only showing underfunded as the remaining amounts that are needed to refill each category to its target. Could it be because I started filling some of the categories in advance which I don’t usually do and that broke the YNAB system?

No, starting to fill categories in advance did not break the YNAB system. Here’s what’s happening: When you have extra money left in a category at the end of the month, that leftover amount carries over to the next month. If your category has a target (like saving $100 for groceries), YNAB will show you how much more you need to reach that target. The “underfunded” amount is just what’s missing to meet your goal. If you started adding money to some categories before the new month began, YNAB will count that money toward your target. So when the new month starts, it only shows what’s left to add—not the whole target amount—because you already put some money in early. YNAB isn’t broken; it’s just showing you what still needs to be added so every category reaches its goal. If you want things back to how they were before, try waiting until the new month starts before adding money next time. Takeaway: YNAB keeps track of all your dollars and only asks for what’s needed to finish funding each category. Adding money early just means there’s less left to add later!

depends what goal type you are using, are we talking about refill or set aside another?

I didn’t change anything in YNAB so I’m not sure why this would happen. But where can I check on the phone app what goal type I am using?

under setting a goal one of the options are type

Is there a way for a regular Slack user to use Albus? Looks handy

The same AI is what powers https://frum.finance/ai feel free to use it there

Thank you @mysterious-tomato-10057 I didn’t realise there was this option and thought it had always been automatically setting aside another since my total underfunded always seemed to match my spreadsheet. I am assuming it somehow got switched.

happy to help!