Why Is It So Freaking Hard to Save Money? (And How to Make It Easier) Saving vs spending... there's no question which one is more fun, right? Obviously, spending! By comparison, saving feels like a chore, something you ought to do, the responsible thing to do, but is definitely less fun. After all, you get something when you spend -- an item, an experience, a service. With saving you get, well, just more money in a pile somewhere.   As Jesse points out, no one says "I have a saving problem" but you hear "I have a spending problem" all the time. It's because...