I just got to completely disregard a local clothin...
# randoms
steep-dog-55906
05/18/2025, 4:12 PMI just got to completely disregard a local clothing store's prohibitive return policy because of Amex. Thank you for everyone involved in getting me to try this. I feel like I have super powers!
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curved-toothbrush-84425
05/18/2025, 5:41 PMDoes it affect the merchant when people do it?
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steep-dog-55906
05/18/2025, 6:02 PMI'm not sure, a quick Google made it seem like no. But if I hadn't been able to rely on thus, I wouldn't have bought the clothes I did, so that would have had a negative impact to the merchant
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rapid-account-67960
05/19/2025, 9:31 AMwe have supermarket that has a sign
"no returns on food items"
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melodic-restaurant-25257
05/19/2025, 1:22 PMAny low or no annual fee Amex cards with this feature? I feel like Amex removed this feature from all but the high annual fee cards.
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steep-dog-55906
05/19/2025, 1:31 PMI have it on my Amex blue cash preferred, which is $95 annual fee, but that fee is covered by the 6% back on groceries and 3% back on gas
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lemon-processor-41847
05/20/2025, 5:43 PMThe only no-annual fee Amex cards that have return protection are the Amazon business and Amazon business prime. See link here: https://helpmebuildcredit.com/cc-finder/?page=&card_option=all_cards&banks=39561&card_t[…]=10000&credit_score=4&annual_fee=1&sort=default&saved=true
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lemon-processor-41847
05/20/2025, 5:45 PMAlthough I should mention, return protection for any Amex card is capped at 1k annually (and max $300 per item). If you have the platinum card, any (free) authorized user gets their own limit of 1k a year in return protection