Has anyone used a "myFICO" subscription plan that can provide feedback? Thanks.

No, but I would say there are so many free tools available that I don't see why there is a need to pay for a service. Every time I open a credit card I receive email alerts from like 5 different services.

They have a free version which says includes score and credit monitoring which looked interesting.

Yeah, that should be all you need. I think paying extra for all 3 bureaus is overkill in most cases.

You absolutely need to review all 3 credit bureaus periodically. The reports are completely separate from each other and mistakes or issues can appear on one and not the other. I don't think there's a need to get all 3 FICO scores, unless your planning to get a mortgage.