I am looking for a free business and personal checking accounts. We are with Chase now and are being charged monthly fees. Any recommendations? Accepting Zelle is a requirement.

Is anyone familiar with the Amazon Prime 5% back card?

Whats the easiest/cheapest way to freeze my credit report with all 3 agencies

PayPal debit card now offers 5% back on up to $1,000 per month on one category that you choose from their list of options. https://www.cnbc.com/select/paypal-debit-card-earns-5percent-cash-back/

Is it that up to $1000 back?

Or up to $50

$50 a month

Is anyone on any miles/points buying groups that they can add me to? Or post something for me?

how can i build creadit for my wife and her business, i opened once a capital one card for her, and closed it, i have no idea if she has a credit score or not.

I want to open up a new credit card specifically with travel benefits. I only have an AmEx at this point. Someone recommended the Capital One Venture X card - would love to hear people's thoughts on this.

https://www.usbank.com/credit-cards/bank-smartly-visa-signature-credit-card.html US Bank 4% back(if you have 100k in their bank/investments) is it worth it?

I am currently leasing a vehicle and was just contacted by Honda saying that they are having a special on financing rates: 1. What are the benefits and downsides of leaving my lease (he says they will pay it off) and getting a new car that will be financed over 5-6 years? My current lease ends May 2026 2. Is there anything watch-out for (i.e. any catches, etc.)? 3. Will this negatively affect my credit if we are in the process of looking for a house?

Is this the place to ask: Wondering if you can get a credit card with points if you live in Israel and are Israeli (and don't travel much to the USA).

I saw this government comparison tool, seems nifty, though I don't know much about credit cards https://www.consumerfinance.gov/consumer-tools/credit-cards/ https://www.consumerfinance.gov/consumer-tools/credit-cards/explore-cards/

I have a theory & I'd love for someone to validate or disprove it: We know that interest rates depend on a mix of positive credit history, including loan history. If you take a person who has a good credit score but no loan history, I assume their mortgage rates would be pretty high, since there would be an automatic strike for being a first time borrower. My theory is if that person has a successfully closed car loan (ie. financing a new car), it should significantly & positively affect the mortgage rate that they're able to get in the future. (This would be an argument for the person to finance the new car rather than pay in full, even if their rate isn't great for this first loan). Any thoughts / agreement / disagreement?

I’m looking to purchase a large quantity of Chase points — 1 million or more. Please reach out if you have points available — serious inquiries appreciated. Thanks so much!

PFAF: What are the current best credit cards with no international fees and no annual fees?

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TIL Scenario: You make multiple payments on a CC throughout the month but continue to maintain same average balance If the sum of all payments equals "pay in full", interest is zero. If you are even a few percent short, you lose the grace period and pay interest on new usage immediately.

would it be really bad for my credit to close all my credit cards?

I currently have a very good credit score.

Does anyone have any experience or insight about the bilt mastercard? Seems like a no brainer for rent-paying people. https://www.biltrewards.com/card

Am I allowed to open a Chase Ink CC for the sign up bonus, if it's marketed as a business card and I'm using it for personal stuff?

Any thoughts on this? It automatically invests 2% cashback into you Fidelity investment account https://www.fidelity.com/spend-save/visa-signature-card

Citi Nights: What It Is and How It Works The benefit is available only for Strata Elite cardholders and offers 6x bonus points for dining purchases made within a set period of time. Slack Conversation

Well, this was not me Looks like a I have some work to do now...

Hi everyone. I am deciding if there is any benefit to opening a credit card at my stage. Currently I use a Debit card which I like because no payments. Do I need to open a credit card to "build credit"? Right now I would be able to pay it off fully as I am single living at home. Hoping to move to Eretz Yisrael or within the Tri-state area and pay rent within the next few year or two.

We may start seeing some stores refuse to accept reward credit cards. My guess is that Visa and Mastercard are betting this won’t happen, since reward cards are already so deeply entrenched. https://www.reuters.com/business/visa-mastercard-near-settlement-with-merchants-would-lower-fees-wsj-reports-2025-11-09/

Needssome help on refinancing some debt

Thoughts? 3% cash back on your first 100k per year, but its backed by your house instead of consumer credit. https://www.aven.com/