any thoughts on this? https://jlcollinsnh.com/2011/06/08/how-i-failed-my-daughter-and-a-simple-path-to-wealth/

Pretty standard: • Save as much as you can • DCA into index fund while minimizing fees • "Retire" when you have about 25-30x annual expenses The thing it ignores is that you only have one life and the best part of it is in the earlier years. Your investments grow over time, but quality of life usually decreases over time. There should be (and the FI community has been switching over to) a focus on what your goal is once you "retire" and how much of that can you start doing today. Its about being intentional to maximize being content with your decisions rather than just acquiring money as fast as possible.