The chooseFI episode on calculating your FI number annoys me. Nothing against them, but the case used of a single lady with no obligations in life has totally no relevance to the difficulty of making a real saving/investing plan when you have real expenses, not a 1 bedroom home in yehupitzville and no tuitions, children to feed and clothe, and all the other costs of life. It's probably very inspiring to see how you can achieve FI in 7 years when you have a monthly budget surplus of several thousand dollars without even thinking about it. It's probably depressing when you'll reach FI when you're 146 if you can somehow cut down on the food and clothing budget.

This is why I started frum.finance. Because calculating a FI number for a frum family is a lot more complicated! I had the exact same frustration. Glad you agree!