Start Where You Are, Not Where You "Should Be"     Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com (<mailto:askjesse@ynab.com>)   Sign up for a free 34-day trial of YNAB at: www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: <a...