Hi, I am trying to set up YNAB, and it tells me I have $145.86 Overspent in the category Uncategorized Transactions. I can’t see what it’s referring to. Can you give me advice on how to figure this out?

Sure! Let’s break it down step by step. When YNAB says you have $145.86 overspent in "Uncategorized Transactions," it means there are some purchases or payments that haven’t been put into a budget category yet. These are like mystery items that need to be sorted out. Here’s what you can do: 1. Look for Uncategorized Transactions: • Go to your account register in YNAB (this is where all your transactions are listed). • Search or filter for transactions that are marked as “Uncategorized.” These will be the ones causing the problem. 2. Check Each Transaction: • Click on each uncategorized transaction. • Try to remember what each one was for. Was it groceries? Eating out? A bill? • If you’re not sure, look at your bank statement or receipt to help you figure it out. 3. Assign Categories: • Once you know what each transaction is, put it into the right budget category. • For example, if you bought food, put it in “Groceries.” If it was a movie ticket, put it in “Entertainment.” 4. Cover Overspending: • After you assign categories, check if any of those categories now show as overspent (red). • Move money from other categories to cover the overspending if needed. 5. Reconcile Your Accounts: • Make sure your bank account balance matches what YNAB says. • This helps make sure everything is correct and nothing is missing. Takeaway: Uncategorized transactions are just things that haven’t been sorted yet. Find them, figure out what they were for, and give them a home in your budget! If you do this regularly, your budget will stay neat and tidy—and you’ll always know where your money went!

do you see the alert asking you to approve/categorize transactions?

Got it, thanks!