Stop Budgeting Dollars You Don't Have YNAB only asks that you follow one rule with your money, the golden rule of money, if you will -- give every dollar a job. And within that statement is implied that you must give every dollar you have a job. Many people get in trouble when they start planning for money they expect to come but don't have yet. There be dragons!   Looking at the money you have right now, and asking yourself "what does this money need to do between now and when I get paid again?" focused you on reality, and...