As a basic budgeting approach, they both seem to u...
# budgeting
p
As a basic budgeting approach, they both seem to utilize the same “envelope budgeting” ( categorize money that’s actually in your account) approach, which seems way more intuitive than the traditional “forecast budgeting” (predict your expected earnings and expenses in a month and assign future earnings to future expenses) approach.
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l
I actually found Every Dollar to be very good at forecast budgeting, by allowing you to plan every paycheck amount and date. And then show you a day by day forecast of your balance throughout the month. I don't see anything like that in ynab.
Unless you really need that I find ynab much better. But again I'm only using it a week 🤷‍♂️. I don't think I'm going to write up a list before Pesach
g
I understand that YNAB doesn't have that, lechatchila
trying to gradually guide to you living a month ahead, where that type of forecasting is irrelevant
m
YNAB and frum.finance very much try to move you away from forecasting.