how long is is supposed to take to do the initial ...
# budgeting
b
how long is is supposed to take to do the initial setup of your budget?
h
Setting up your budget for the first time should take about 2-3 hours. After that, you only need to spend a few minutes each day or every couple of days to check in and make sure everything is on track. Once a month, you might spend about an hour to plan for the next month.
b
ive defintiely spent longer then this:(
m
Depends how complex your families budget is but it say 3 hour is average. you can see how complex my families budget is, that certainly took longer.
b
okay thanks
r
also, one thing to keep in mind, is that YNAB is flexible. You can adjust things as you go along, and get a clearer picture, or as priorities change
b
im having a very hard time using it without a connected account
oh sorry right got the conversations mixed up. but thats good to keep in mind
r
i'll have to admit that two weeks in, I don't have my budget fully set up, and I still have money in RTA
m
It took me months to get both myself and my wife onboard with and actively using it. Just gotta keep pushing through and encourage others to do it as well!
r
it's easy enough to figure out your fixed monthly expenses, but digging out the "true expenses" takes some thought
and sometimes creativity
b
Ya it can take a while to migrate to YNAB
And figure out how to utilize all features efficiently
r
Hannah's videos are very good
b
im bringing it over from an excel budget i used to use. i guess thats the issue.
p
If you have used other methods of budgeting, I would recommend importing previous transactions even for a test budget and figuring out your categories
❤️ 1