Afaf, anyone know of a budgeting app that focuses ...
# budgetings
steep-dog-55906
12/14/2023, 3:16 PMAfaf, anyone know of a budgeting app that focuses on cash flow?
"Like, your credit card bill is currently $3000, you have $2000 in your bank account, Mortgage and tuition come out on x date so at this rate, assuming all the money we know you're getting and all the bills we know you're paying, you'll have $x in your bank account after paying your CC bill"
m
mysterious-tomato-10057
12/14/2023, 3:17 PMPrisim kinda does this, or at least it used to, they updated it a bit and it really doesn't do it as well anymore
mysterious-tomato-10057
12/14/2023, 3:18 PMside point that I would definitely try to convince your friend that that is not a good budgeting app if it does do what they are looking for
r
ripe-state-85897
12/14/2023, 4:37 PMSounds like they need a debt management app, rather than a budgeting app
👍 1
s
steep-dog-55906
12/14/2023, 4:40 PMAll fair points. It's a friend who's very on top of her current financial state and is going through some stuff. So I'm going to trust her to know what she needs at this point
👍 1
m
mysterious-tomato-10057
12/14/2023, 4:40 PMPrism might be the app for her 😉 it also helps pay your bills automatically
k
kind-nightfall-62444
12/15/2023, 3:41 AMRocket Money does a payday feature. It’s great if you have a consistent paycheck deposited into the same account.
g
gorgeous-computer-9973
12/15/2023, 5:50 PM@steep-dog-55906 Ramsey's "EveryDollar" app has a premium feature that is called "Paycheck Planning" that does the exact thing you are looking for.
gorgeous-computer-9973
12/15/2023, 5:52 PMA side note, YNAB does not offer such a feature up front (although its possible to accomplish this with budget templates), because of course Rule 4 of YNAB is aging your money, so the goal is to break free of living paycheck to paycheck.
❤️ 1
💯 1
🎯 1