Any one have budgeting templates spreadsheet?
# budgeting
c
Any one have budgeting templates spreadsheet?
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c
For what time span? Annually? Monthly? Weekly?
c
Yearly
c
Its as simple as a spreadsheet with items for each category and you just put a number next to each one. Ensure that the total amount is less than your income or balance it until it is. This is a sample of what I use (numbers are fake), for my annual budgeting: https://docs.google.com/spreadsheets/d/1bzoV8Tm6WFSufJNbzditiqT63wRQE4PEuonA7X0voh4/edit?usp=sharing
r
So you are budgeting on an yearly basis not monthly? I haven’t seen that before
c
Maybe not explaining properly... I'm thinking of a yearly spreadsheet with 12 Collums/month (horizontally) and list of income/expense vertically. I have a draft template...but looking for ideas on improvement
c
That would be a monthly budget, not an annual one. I don't use a table for that because on the monthly level its more granular than that and might have items more specific than generic categories. I basically have my income, reduce it by my known static expenses/savings and have the remaining left over for spend on my credit cards. I then have a small table where at the beginning of each month I list out what I plan to spend that month and ensure it stays under what I have remaining.
c
c
That looks like an income statement, which usually has the data entered after the fact, whereas budgeting is before. It looks like it could be used for a more generic form of budgeting though. Not sure what you mean by more advanced.
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c
Excuse my ignorance...but would one budget beased in there project income and expenses...most people looking at such a spread sheet can have a good projection for the year...unless they make a major change (home/jobs/life/medical r"l)
More advanced I mean...I have seen online people make dashboard with graphs and chart in spreadsheets(for other things)...I think this can be more helpful to digest the numbers