Frum.Finance

Anyone have ideas for helping us grow our lakewood presence? Spreading free financial literacy!

Reach out to the Voice of Lakewood and see if they want a new financial column now that Eli Fried stopped writing for them?

That is a good idea! Anyone have any contacts?

Have someone hang up a sign in the BMG coffee room

To spread awareness that such a service exists (especially to those who aren't online/on social media), go for traditional advertising in the free circulars, like BP Weekly or the Voice. Or even a one-liner with a phone number in the "services" footers on the pages of Masa Umatan (that's the free weekly listing of apartment &amp; house rentals, plus other listings like cars and babysitting). If you want to target the more yeshivish circles, see if you can get a feature or article into Chayeinu about it. People actually do look at all these papers...

Hey :wave: , good morning!

Any recommendations for a good accountant?

I need someone who is familiar with
• NY &amp; NJ tax law
• RSU grants in NY &amp; I moved to NJ
• Unemployment benefits from NJ
• K1s
• Stock trading &amp; options trading
• and general standard stuff like 1099s, W2s
(I've been doing my own taxes, but this past year has been a bit of a ride &amp; I think it's time I get professional help)
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<@U04HK0T8JQM> I like my accountant Yosef Elharrar <tel:+1(973)338-2320|+1 (973) 338-2320>. Tell him I sent you.

Thanks! Does he have experience with stock grants that where received in NY?

I’m not sure but he’s great with almost everything else you put. I don’t know what K1s are. It could be worth a call to see if he can help :man-shrugging:  

We started using <https://hernandezaccounting.com/> after running into questions about NY/NJ tax laws & RSUs. At that point I was officially a NY employee even though I live in NJ. Some of my coworkers at amazon recommended him for the same reason. Heading into our 2nd tax year using them, very happy so far. They used to be based out of NYC but moved to Florida a few years ago, so most of their clients are still NY & NJ clients.

Does anyone know of any rebates or programs in NJ for homeowners/first time homebuyers to help with house improvements and/or utility costs? I know that PSEG has an income restriction program for some energy savings products. This would be for middle range income family but living in what’s probably a low income area.
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We B"H got a bunch of lakewood submissions for our surveys but I still would need more in order to publish. Especially the household budget I think would be very interesting to publish! Let's get this filled out :muscle: <https://frum.finance/survey/>

Do you need more responses from other places in New Jersey?

absolutely, but right now lakewood is the closest to being able to publish, but if you get friends from wherever you are from to all answer it then we can probably publish where you are from also!

And one in Lakewood, unless he left in the past 7 years

I can give you the ones from Passaic if you'd like - no idea if they'll travel

I heard that New Jersey and California lack one of the tax advantages of an HSA that other states have. I can't figure out which benefit. Which one is it?