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# cars
  • f
    How do I figure out what a normal amount is to be paying for car insurance. It seems like something that insurance companies play around with without us ever knowing why they are deciding on their numbers. I’d like to be able to have a better understanding of what to expect so that when I talk to an insurance company I can know whether I’m getting a good or bad deal.
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  • c
    Related: What are 4-5 companies that would be good to get an auto insurance quote from?
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  • t
    I shopped about a year ago. I chose American Family, so I think they should be on that list.
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  • m
    Any recommendations for a Frum Car leasing company?
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  • a
    My lease is up in a month. It's a 2020 Honda Odyssey with about 22k miles. I'm thinking to buy it out for about 19k. Anything to consider before going ahead and/or any tips?
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  • f
    Looking for general perspective about lease vs lease to buy vs buying. Barring the case that someone just has tons of money to spend, is there ever a good financial reason to lease or lease to buy rather then buy?
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  • f
    Is there a benefit to getting a pre approved auto loan from a bank as opposed to directly from the dealership?
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  • c
    What are some good places to apply for auto loans when shopping for the best rate?
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  • b
    Any words of wisdom on leasing an Electriv Vehicle?
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  • m
    IMG-20240307-WA0047.jpg
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  • o
    real life leasing example - a friend of mine decided that he was going to do a lease to buy. his payments were super low only $270 a month for a brand new honda civic. 30 mo later, he went ahead w the purchase. Total Costs: lease down payment: $1k lease payments: $270*30 = $8100 Purchase down payment: $2k Purchase Payments $450* 60 = $27k Total: $38,100 The cost of this specific car would have been 20k brand new i believe!
    🤦‍♂️ 2
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  • s
    Does anyone know of a calculator to determine when it pays to sell an old car or repair given anticipated maintenance costs and age of vehicle?
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  • s
    I'm looking to finance a car and I have some money saved up that I was planning on putting down. I'm looking at rates around 7.5 percent; is that high enough that I should put this money down as opposed to putting it into a retirement/investment account?
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  • s
    Does anyone have any guidance on figuring how much to put away each month for car maintenance?
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  • b
    could anyone discuss the pros and cons of selling my 2018 ford transit in very good condition and buying something like a 2022 camry in its place? I would be hoping to walk away with some money. I bought the transit before cars went way up after covid…
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  • c
    Has anyone sold a car to Carvana?
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  • c
    anyone has experience with inspection/rebranding salvaged cars in nj?
    nope 1
  • c
  • m
    Buying a New vs. Used Car: Which Is Better? When deciding whether to buy a new or used car, knowing the pros and cons of each can help with your decision. Slack Conversation
  • n
    Why? Doesn't NJ love the idea of going green? I'm so confused... Also glad my car isn't zero-emission lol
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  • f
    Family member of mine is coming out of a lease on a 2021 Toyota RAV4 (37K miles). Choices are: 1. Buy it for ~$20K cash out of savings 2. Buy and sell, make ~$3K, roll that money into a new lease of a Nissan Rouge, no money down, monthly payment $369 Which one makes more fiscal sense? I'm not great at calculating this whole lease vs buy used thing, I'm a leaser.
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